Cheap Car insurance is bought for motorcars, trucks, automobiles and other vehicles. Its main purpose is to give protection from damages and losses that have occured due to road accidents and any liabillity that may be caused by the incident. People can shop around to get the best quotes available.

In most countries it is compulsory to own vehicle insurance before you can use or keep a motor car on public streets and roads. Most places relate insurance to both the driver of the car and the automobile itself.

Back in the year 1930, the United Kingdom government brought in a law that made it compulsory for everyone who used a motor vehicle on the uk roads to have a minimum of at least third party personal injury insurance.

In modern times the UK law is defined by The Road Traffic Act 1988, this was last altered in 1991. The act requires that some motorists either be insured, have a security, or have made a specified deposit for damage to other persons' property resulting from use of a vehicle on a public road or in other public places.

The minimum amount of required insurance cover which is most often available that satisfies the requirement of the act is known by the term third party only insurance. The level this cover provides by Third party only insurance is really basic but it does however cover the requirements of the act.

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